Lynn Woosley

Senior Director

  • Company:Treliant
  • Interests:AI, ML, fintechs, fair lending, CRA, UDAAP

Lynn Woosley is a seasoned executive with extensive risk management experience in regulatory compliance, consumer and commercial credit risk, credit and compliance risk modeling, model governance, and operational risk in both financial services and regulatory environments.

Lynn has held leadership positions including Senior Vice President and Fair and Responsible Banking Officer; Group Vice President for Wholesale Credit Transaction Modeling; and First Vice President for Credit Portfolio Management within the Enterprise Risk Management division of a top 10 bank. Prior to joining the private sector, Lynn served as Senior Examiner and Economist at the Federal Reserve Bank of Atlanta.

With strong knowledge and experience across multiple risk disciplines, Lynn has been a featured speaker for numerous banking, compliance, and CRA conferences across the country. Lynn has authored several articles and presentations on financial institution risk management and consumer protection issues. She has also developed training materials related to fair lending, fair housing, UDAAP, credit risk management, credit scoring, and consumer protection topics. Recent articles include:

• "CARES Act Compliance: What Should Lenders and Servicers Be Doing Now?" (April 2021), Treliant LLC;

• "Risk Management for Fair Banking Models" (March 23, 2021), American Bankers Association Risk 2021 conference;

• "2021 U.S. Credit Outlook: More Turbulence Ahead" (February 2021), Treliant LLC;

• "Small Business & Regulation: How Fair Lending Has Evolved & Where We Are Heading?" (September 2020) Consumer Bankers Association CBA LIVE;

• “Lenders’ COVID-19 Response: A Roadmap for Keeping It Compliant” (September/October 2020), American Bankers Association Bank Compliance;

• “Managing the Risk of PPP Loans: What Should Lenders Be Doing Now?” (August 2020), Treliant LLC:

• “Policy Response Looms as Service Provider Concentration Heightens Risk across Global Financial System ” (May 2020), Treliant LLC;

• “Managing Critical Risks in Response to the COVID-19 Pandemic” (April 2020), Treliant LLC;

• “Insurtech: Managing Risks to Consumer Privacy, Information Security, and Fairness” (August 2019), Treliant LLC;

• “Big Data, Machine Learning, and Bias: The Consumer Protection Implications of Emerging Technologies” (July 2019), in The RMA Journal; and

• “Sales Practice Risk in the Digital Era” (February 2019), a two-part series in Think Advisor.

Lynn holds a BBA and an MBA from Middle Tennessee State University and an MS Finance from Georgia State University. She is a Certified Regulatory Compliance Manager and a Commissioned Examiner of the Federal Reserve System. Lynn has also served as both Chair and Vice-Chair of the Consumer Bankers Association’s Fair and Responsible Banking Committee.